Two ways to give

Directly or through a zakat charity?

Both are valid. Each suits a different situation.

Directly or through a zakat charity

Both are valid if the zakat reaches people who may receive it (Quran 9:60). The difference is reach, checking and records.

You can give your zakat through DonateOpenly, with every payment shown in the open. Some charities say every pound reaches the cause: see what a 100% donation policy means.

Giving directly against a zakat charity

Giving directly Through a zakat charity
Reach People you know near you Places you cannot reach yourself
Checking need You judge it yourself The charity assesses it
Privacy The person may know it is you The charity stands between
Records Keep your own note A receipt, marked as zakat

Giving to relatives

Zakat to a needy relative you don’t already support counts twice, as charity and as keeping family ties (Jami‘ at-Tirmidhi 658).